Work with Brett Lisoway - Central Alberta Realtor
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Brett Lisoway - Featured Real Estate
Free First Time Home Buyer Presentations! FREE!!
20-30 minutes to lay out all details involved in the home buying process! From the question of " where do we start " to receiving your keys and home warming gift! I am here to lay out the path every step of the way!
Book our meeting today!
403-703-5510
E: Brett.lisoway@c21.ca
Brett Lisoway is here for you!
Buying a home is one of the largest financial transactions you will make in your life, so there are many important questions to consider when purchasing a home. Being on the same page with your realtor is IMPORTANT!
**Book our meeting today!
403-703-5510
E: Brett.Lisoway@c21.ca
Brett Lisoway - Featured Real Estate
Brett Lisoway is here for you!
Buying a home is one of the largest financial transactions you will make in your life, so there are many important questions to consider when purchasing a home. Being on the same page with your realtor is IMPORTANT!
**Book our meeting today!
403-703-5510
E: Brett.Lisoway@c21.ca
HOME BUYER'S GLOSSARY
AMORTIZATION PERIOD
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
APPRASIAL
The process of determining the market value of a property.
CLOSED MortgageS
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
Closing date
The date on which the new owner takes possession of the property and the sale becomes final.
Collateral
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
Deposit
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
Equity
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
MORTGAGE
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
Term
The period of time the financing agreement covers. The terms available are; 6 month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
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CENTURY 21 Maximum
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CENTURY 21 Maximum
3617F 50 Ave, Red Deer, AB T4N3Y5
(403) 703 5510
brett.lisoway@c21.ca
INFO & SERVICES
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